Carmen Ritz

If you would like an insurance quote, please call or text the number in the top right-hand corner. Ritz State Farm is ready to help with all your insurance needs.

NEWS:

•  NEWS:

  • 🦃🍂Thanksgiving is a time for family gatherings, feasts, and festivities, but it can also come with certain risks and liabilities. Here are some insurance tips to consider as you prepare for the holiday:

  • Review Your Homeowners Insurance🏡: Ensure your homeowners or renters insurance is up to date. It should cover liability in case someone gets injured on your property during Thanksgiving celebrations.

  • Consider Umbrella Insurance☔: If you’re hosting a large gathering, consider an umbrella insurance policy. This provides additional liability coverage beyond your homeowners insurance in case of accidents or injuries.

  • Check Your Auto Insurance🚗: If you’re traveling during the holiday, ensure your auto insurance policy is current. Review coverage limits and consider adding roadside assistance

  • Document Everything 📸: Take pictures of your home and belongings before and after the holiday to document their condition. This can be helpful if you need to file a claim later.

  • By keeping these tips in mind, you can help ensure a safe and enjoyable Thanksgiving while protecting your home and assets! 🦃🍂

ABOUT ME:

I opened my first State Farm office in Raleigh in 2009 after joining the company in 2000 and learning the business from the ground up. I opened my Durham location in Kitt Creek conveniently located near RTP.

We’re known for a very personal, high level of customer service. No one is just a number or a sale to us—we care about our customers, and we have a passion for helping people manage everyday risks, plan for the future, and protect the things that matter most. We listen and learn about your unique needs, and we work with you to come up with a coverage plan that fits you just right. Our customers are like family to us—we form relationships with them that last for years, and we appreciate every one of them.

As for me, I’m from east Tennessee originally, and went to college in Florida. Now I have lived in Raleigh over 25 years. I love living, working and playing in the Triangle. I’m married and have a dog, Teddy, who comes to work with me most days, and I enjoy working out, exploring different restaurants in Durham especially in downtown, and love catching a show or concert at the Durham Performing Arts Center. I also enjoy working to make a positive impact in the community. I’ve supported the SPCA, Meals on Wheels in Raleigh, Dress for Success, and the Salvation Army—and these days, I’m helping the Frankie Lemmon Foundation and Saving Grace, a local dog rescue in Raleigh. I love the feeling that I’m making a difference. I enjoy meeting new people and helping transplants to Durham and the surrounding area get settled here. I also enjoy networking with businesses in Research Triangle Park. My team and I team are always ready to help you find the right home, renters, auto, life, or business insurance for your needs.