Life Insurance in and around Durham
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- Durham
- RTP
- Downtown Durham
- Raleigh
- South Durham
- Chapel Hill
- Mebane
- Burlington
- Apex
- Holly Springs
- Carrboro
- Morrisville
- Pittsboro
- Cary
- Knightdale
- Wendell
- Fuquay Varina
- Virginia
- South Carolina
It's Time To Think Life Insurance
When you're young and a recent college graduate, you may think Life insurance is only for when you get old. But it's a great time to start thinking about Life insurance to prepare for the unexpected.
Get insured for what matters to you
What are you waiting for?

Life Insurance Options To Fit Your Needs
One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with coverage for a specific time frame coverage for a specific number of years or another coverage option, State Farm agent Carmen Ritz can help you with a policy that can help protect your loved ones.
Did you know that there's now a life insurance option available that's perfect for anyone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really come in handy when it comes to covering the costs associated with final expenses like medical bills or funeral costs. Don't let these expenses be a burden on your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Carmen Ritz for a free quote on Guaranteed Issue Final Expense
Have More Questions About Life Insurance?
Call Carmen at (919) 316-3276 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Carmen Ritz
State Farm® Insurance Agent
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.