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Life Insurance in and around Durham

Would you like to create a personalized life quote?

State Farm® #1 in customer satisfaction among life insurance providers 5 years in a row.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL
We also offer Life insurance in:
  • Durham
  • RTP
  • Downtown Durham
  • Raleigh
  • South Durham
  • Chapel Hill
  • Mebane
  • Burlington
  • Apex
  • Holly Springs
  • Carrboro
  • Morrisville
  • Pittsboro
  • Cary
  • Knightdale
  • Wendell
  • Fuquay Varina
  • Virginia
  • South Carolina

It's Time To Think Life Insurance

When you're young and a recent college graduate, you may think Life insurance is only for when you get old. But it's a great time to start thinking about Life insurance to prepare for the unexpected.

Get insured for what matters to you

What are you waiting for?

Life Insurance Options To Fit Your Needs

One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with coverage for a specific time frame coverage for a specific number of years or another coverage option, State Farm agent Carmen Ritz can help you with a policy that can help protect your loved ones.

Did you know that there's now a life insurance option available that's perfect for anyone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really come in handy when it comes to covering the costs associated with final expenses like medical bills or funeral costs. Don't let these expenses be a burden on your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Carmen Ritz for a free quote on Guaranteed Issue Final Expense

Have More Questions About Life Insurance?

Call Carmen at (919) 316-3276 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

When should I update my estate plan?

Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Profile photo of a State Farm Agent named: Carmen Ritz

Carmen Ritz

State Farm® Insurance Agent
Office Address:
5310 NC Highway 55 Suite 102
Durham, NC 27713-7813
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Carmen Ritz

Carmen Ritz

State Farm® Insurance Agent
Office Address:
5310 NC Highway 55 Suite 102
Durham, NC 27713-7813
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

Simple Insights®

When should I update my estate plan?

Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.